Your rates of bank

You’re driving down the street with the gas gauge pointing to empty. Scanning the prices on the boards at the gas stations, you notice that the national brands are all around $3.25 a gallon for regular.

Then, you approach Joe’s Gas ‘n’ Go. To your delight, good ol’ Joe is selling regular for $3.15.

You think about stopping at Joe’s, but wonder: “How good is the gas? Will using Joe’s bargain gas harm the performance or reliability of my car?”

The short answer is “no.”

At a time when motorists are trying to shave even a few dollars off their fuel bill, shopping some of the lesser-known brands may be a good idea.

(more…)

Dear Dr. Don,
We have an auto loan with CitiFinancial at 16.99 percent. The loan is in both my husband’s and my name. I called CitiFinancial to see if there is something that can be done about this.
I was told that I have a simple interest loan and it has to stay like this until the end of the loan, unless I pay it off early.

We pay nearly $1,600 in interest every year and I just think this is ridiculous. Is there anywhere else I can get this auto loan refinanced at a better rate?

(more…)