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Gamber says traditional boardinghouses provided daily meals mostly to single male boarders as Americans moved from the farm to the cities during the 1800s.

The boardinghouse’s seedy reputation, though sometimes deserved, was as much a reflection of the various turn-of-the-century campaigns for decency as the living conditions themselves, she says.

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Cybill Shepherd scored early big-screen hits with “The Last Picture Show,” and “The Heartbreak Kid,” and then spent a decade trying to regain the respect of Hollywood’s fickle industry.- advertisement -

It seems almost everyone is familiar with her story — a quick rise from top model to actress-of-the-month, and eventually, a Golden-Globe winning television actress with sitcom hits “Moonlighting,” “Cybill” and lately, a regular role on “The L Word.”

Over her 40 years in show business, singer and actress Cybill Shepherd has always struggled to disprove those who said she was just a pretty face.

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Every mortgage comes with a stack of paperwork. Federal regulators are adding a few pages to the pile, with the goal of making it easier for borrowers to comparison shop.- advertisement -

The feds are revising the good-faith estimate of closing costs. Know as the GFE, the document is an itemized estimation of the fees and taxes on a mortgage transaction. Lenders and brokers are required to provide a good-faith estimate to mortgage applicants. GFEs are not standardized, and they’re usually on one long sheet of paper, and they’re head-scratchingly hard to understand.

By the beginning of 2010, the GFE will be standardized and expanded into a three-page document that’s easier to comprehend. The estimated fees will have to be accurate. And the new GFE will encourage consumers to shop for mortgage deals.

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